Description
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Islamic Jurisprudential Perspectives on Health
Insurance
Objectives:
1. Identify and categorize the different types of health
insurance.
2. Highlight the main characteristics of social
(cooperative) health insurance.
3. Explain and clarify the Shariah ruling on social
(cooperative) health insurance, including its types
and implications.
4. Define the Shariah principles, standards, and
guidelines applicable to commercial health
insurance.
5. Clarify the Shariah ruling on commercial health
insurance.
6. Emphasize the importance of Shariah oversight and
supervision of social (cooperative) health insurance
institutions.
7. Explain the concept of gharar (excessive
uncertainty) and its impact on contractual agreements
in insurance.
8. Analyze how compliance with Islamic principles
affects the design, implementation, and management
of health insurance products.
Assignment Writing Guidelines
1. General Structure
Your assignment should have the following sections:
1. Title Page (optional if not counted)
o Include your name, student ID, course name, semester, and submission
date.
2. Introduction (1 paragraph)
o Briefly introduce the topic of social/cooperative health insurance.
o State the purpose and objectives of your assignment clearly.
o Highlight why this topic is important in the Saudi context and globally.
3. Main Body (organized into logical sections and paragraphs)
o Each paragraph should cover one main idea.
o Ensure paragraphs are connected logically to create smooth flow.
o Use credible academic sources (books, journal articles, official
websites).
Suggested Sections for Main Body:
4. Conclusion (1–2 paragraphs)
o Summarize the key points of your assignment.
o Restate the purpose and how the findings contribute to understanding
health insurance in Saudi Arabia.
o Optional: Suggest recommendations or areas for improvement.
2. References
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•
Separate page for references
o Arabic sources separate from foreign sources.
o Do not include Qur’an verses or Hadiths in the reference list; cite them
only in-text.
Include full details: author(s), title, publisher, year, pages, or URL for online
sources.
Recommended Citation Style: Harvard
Example:
•
•
•
Book: Author(s) (Year) Title. Edition. Place of Publication: Publisher.
Article: Author(s) (Year) ‘Title of Article’, Journal Name, Volume(Issue),
Pages.
Online Source: Author(s) (Year) Title. Available at: URL (Accessed: Date).
3. Formatting Tips
•
•
•
•
•
Word count: 2400–4800 words (4–8 pages). References and title page
excluded.
Use clear headings and subheadings.
Keep font and size consistent throughout.
Avoid plagiarism: always paraphrase ideas in your own words and cite
sources.
Proofread for grammar, spelling, and clarity.
4. Writing Strategy
1. Plan your ideas: Create a mind map or outline with headings and
subheadings.
2. Research thoroughly: Collect sources, take notes, and organize evidence for
each section.
3. Draft paragraphs: Start with your own words, then support with citations.
4. Check flow and logic: Make sure ideas transition smoothly between
paragraphs.
5. Cite all sources properly: Both in-text and in the reference list.
6. Revise and proofread: Remove unnecessary repetition, correct errors, ensure
clarity.
Using AI Tools (e.g., ChatGPT) in Assignments
1. Acceptable Uses
o AI can be used as a research assistant to:
▪ Generate summaries of topics.
▪ Suggest structure and organization of your assignment.
▪ Clarify concepts or provide definitions.
▪ Give examples or explanations in plain language.
2. Limitations and Cautions
o AI-generated content may contain errors, outdated information, or
lack academic rigor.
o Do not copy AI-generated text directly; always paraphrase in your
own words.
o Verify all information with credible academic sources before
including it in your work.
3. Academic Integrity
o Assignments must be your own original work.
o If you use AI tools, you should acknowledge or cite them according
to your institution’s policy.
o Avoid plagiarism or over-reliance on AI; it is a supplement, not a
replacement for your research and writing.
4. Best Practices
o Use AI to organize ideas and plan your writing, not to write the
entire assignment for you.
o Cross-check facts, references, and statistics against reliable academic
sources.
o
Integrate your own analysis, reflections, and critical thinking, which
AI cannot fully replicate.
Penalties for Misusing AI Tools in course assignments
Plagiarism and Academic Misconduct
o
Submitting AI-generated content as your
own considered plagiarism.
This may result in Receiving a zero for the
assignment.
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