I had an experience with a prospective employer pulling my credit report. It was a couple of years after my mother had passed away. She owned property in Missouri and we moved to Kansas for me to take a job about 7 years prior to me applying for this job. She eventually needed long term care, and she had no resources to pay for that care. I took a loan out on her property to pay for her care, and when I went to sell the property to pay the loan, the bottom had dropped out of the real estate market and I had to default on the loan. That of course impacted my credit score and showed up when this employer pulled my report. When they asked me about the report, it created so much angst for me that I turned the job down. I did not feel like my credit report was a true reflection of my value as a person or a prospective employer. Do you agree with me, or was I making too much out of the situation?
chapter 3
For this exercise, assume you are the owner of a small electronics firm based in the American Midwest. Your research department has developed a cellular phone that translates conversations into any of 24 languages. From conversations with business associates and friends, you have identified two especially attractive overseas markets—Brazil and