See attached instructions
Objectives
To gain familiarity with the Health Insurance Exchange (Marketplace) website
(healthcare.gov).
To reinforce the process of “buying” insurance.
To understand the cost-sharing differences (or lack thereof) between plans.
To practice analysis of plans for decision making.
Instructions
For this assignment, you will research and analyze four insurance plans offered by a federally
facilitated health insurance exchange (marketplace). Download the Excel “Health Insurance
Exchange Assignment Template” which includes a completed submission example on one sheet
and a blank template for you to complete.
Part One: Pick a zip code
Pick a non-Florida zip code for a state with a federally-facilitated exchange. The list of
states below has federally-facilitated exchanges.
AL, AK, AZ,, GA, IN, KS, LA, ME, MS, MO, MT, NE, NJ, NC, ND, OH, OK, PA, SC, SD, TN, TX,
UT, VA, WI, WY
Part Two: Pick Your Four Plans
Use the website: to find all available insurance
product offerings for your selected zip code. To find products, input your zip code. Then
hit “skip” until you see “Go to Full-Price Plans.” (Close the pop-up that says, “Help
Comparing Plans.”)
Next, pick at least four insurance product offerings, including one from each metal level
(bronze, silver, gold, and platinum). If a platinum plan is not available for your zip code,
you may substitute another metal. Some states do not have platinum plans.
Part Three: Complete the Template
After you select four insurance products from any insurance company, fill out the Excel
template titled “Health Insurance Exchange Assignment Template.” When inputting
information in the template, make sure you specify the zip code you used (at the top)
and the metal type for each plan.
Part Four: Identify Plan Recommendations
Analyze each of the products and determine which product you will recommend to a
low-income family to purchase. The family is seeking a fairly comprehensive insurance
product at a good price and they are eligible for cost-sharing subsidies (reductions) (as
described in this chapter’s lecture). Provide your rationale for your recommendation in
your assignment submission.
Part Five: Submit your Work
After you complete the assignment template, submit your work in the assignment
submission “quiz”. You will be prompted to upload your completed template.
Grading: Your completed assignment template will be calculated into this assignment grade.
The majority of points for this assignment come from completion of the template.